Tim Kowalyk- Mortgage Broker

Privacy Policy

Effective Date: 2026-08-05 Last Updated: 2026-08-05

This Privacy Policy explains how Tim Kowalyk- Indi Mortgage  (“we,” “us,” or “our”) collects, uses, and protects the personal information you voluntarily provide to us via TikTok—whether through TikTok Lead Generation forms, a link in our bio, or direct messages.

By providing your information, you agree to the collection and use of your data in accordance with this policy.

1. Information We Collect

When you interact with our brand on TikTok and opt-in to our communications, we collect the following personal information:

  • Name (First and/or Last): To personalize our communications and address you properly.

  • Email Address: To send you the materials you requested, answer inquiries, and deliver marketing communications.

2. How We Use Your Information

We only use your information for the purposes you specifically agreed to when providing it. We may use your name and email address to:

  • Deliver requested resources (e.g., e-books, discount codes, or guides).

  • Send you periodic newsletters, updates, and promotional offers.

  • Respond to your direct customer service inquiries.

  • Improve our marketing efforts and content strategy.

3. How We Share Your Information

We value your privacy and do not sell, rent, or trade your personal information to third parties.

We may share your data with trusted third-party service providers strictly for the purpose of operating our business, such as:

  • Email Marketing Platforms: (e.g., Mailchimp, Klaviyo) to manage and send our emails.

  • Data Management Tools: (e.g., CRM software) to securely store your contact information.

These third-party providers are bound by strict confidentiality agreements and are only permitted to use your data to provide the services we request.

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, loss, or misuse. However, please remember that no method of transmission over the internet or electronic storage is 100% secure.

5. Your Rights and Choices

You have full control over the information you share with us. Depending on your location, you may have the right to:

  • Opt-out/Unsubscribe: You can stop receiving marketing emails from us at any time by clicking the “unsubscribe” link at the bottom of any email.

  • Request Access or Deletion: You may contact us to request a copy of the personal data we hold about you or ask us to completely delete it from our systems.

  • Update Your Info: You can request corrections to your name or email address if it is inaccurate.

6. Third-Party Platforms

Please note that this policy only applies to the information we collect from you. TikTok has its own privacy policy detailing how they collect and use your data on their platform. We encourage you to review TikTok’s Privacy Policy separately.

7. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us at:

  • Email: timkowalyk@indimortgage.ca

  • Mailing Address: 223 14 St NW, Calgary, AB T2N 1Z6

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